TERMs of use: 

This policy is valid from the 4th of August 2013: 

Below are our Terms of Use for the FinancialGoodBadandUgly.com ("Website").  Please review them as these terms shall govern your use of our website.  After your careful review of these terms, if you have any questions or concerns, please feel free to contact us via our general inbox at the following emial address listed below:  Info@FinancialGoodBadandUgly.com.

Use of our website is an acknowledgement of acceptance of our Terms of Service, Privacy Policy, and Disclosure Policy.

Guidelines and Terms of Use
The following Guidelines ("Guidelines") and Terms of Use ("Terms of Use") constitute a binding license agreement concerning the conditions of your use of this website. By accessing or using FinancialGoodBadandUgly.com ("Website"), you agree to be bound by and comply with our Terms of Use.  If you do not agree with these terms or you cannot comply with these terms, then do not use this website. 

Also, FinancialGoodBadandUgly.com has the right to modify, update, change, and/or amend these Terms at any time and without notice to you.  Because of this, you agree to review this agreement periodically since any use of this Website intentional, unintentional, accidential, or in any way will constitute your acceptance of the modifications. 
 

Use of Material

This Website, and the information, content and materials displayed on or used in connection with the Website, including all text, articles, editorials, advertising, images, photographs, audio, video, computer code and software (collectively, the "Content"), is the property of ("Website") and its affiliates and licensors. You may not use any of the Content except as provided in these Terms of Use. Any copying, rearrangement, redistribution, modification, use or publication by you of any Content or any part of the Website, except for the limited rights of use granted in Reprints and Redistribution and hereunder, is strictly prohibited.

You may use the Content online for your non-commercial, personal use only per our Reprint and Redistribution policy.  Copying these materials for anything other than the aforementioned policy is a violation of copyright and trademark laws.  You may not create any derivative works from any Content or remove any trademark, copyright or other notice from any Content.  Request to use the Content for any purpose other than as permitted in these Terms of Use should be directed to Reprints@financialgoodbadandugly.com.

The trademarks, logos, and service marks displayed on this Website are owned by ("Website"), its affiliates, or other third party providers.  No trademark, logo, or service mark on this website may be used without the prior written permission of  ("Website").  

General Guidelines 

As a user of this website, you understand that you may read content that is objectionable to you. This may include use of language or topics intended for our intended audience, affiliates, third party, visitors, and others.  Under no circumstances will our "Website," its owners, its subsidaries, and any other related party be liable in any way for any loss or damage of any kind incurred as a result of the use of website and/or of any content posted on our "Website" online or in print format.

You are also entirely responsible and liable for any content you post or any content that is posted through your use of the website (even if posted accidentally or unintentionally).  Under no circumstances will we be liable in any way for any comments on the website, including, but not limited to, any errors or omissions or any loss or damage of any kind incurred as a result of the use of any comments posted on the website.  Financial Good, Bad, and Ugly and FinancialGoodBadandUgly.com reserves the right to remove any post or posted comment without notice, warning or refund.  Additionally, we reserves the right to modify or discontinue any and all parts of the website without notice even though such changes may affect the way you use the website.

 Additionally, if you voluntarily or involuntarily (or unintentionally) disclose any personal or other sensitive information though our website, its affiliates, and other third party providers via any online forums, discussion board, chat room, or other communication medium now known or later developed, the information can be viewed and collected by anyone.  Therefore, do not post any personal or other sensitive information that you do want to be accessed by the general public.  Financial Good, Bad, and Ugly and its ("Website"), its affiliates, and other third party providers are not responsible for unsolicited communications that may arise from your posting information via our website, any online forums, discussion board, or other communication medium or social media now known or later developed.

The users of our ("Website") grants our ("Website"), Financial Good, Bad, and Ugly Owners, subsidaries, and other related parties and affliates a world-wide, royalty-free, non-exclusive, perpetual, irrevocable and fully sub-licensable license to use the content including for purposes to distribute, publish, reproduce, modify, translate, publicly perform and publicly display (in whole or in part) all graphics, photographs, audio recordings, video recordings, or other content you post on, or link to our website, along with the right to incorporate any such content into other works in any format or medium now known or later developed.  Per  our ("Terms") and ("Guidelines" ),  you are on notice that your use of our website,  grants our ("Website"), Owners, subsidaries, and other related parties and affiliates the aforementioned  rights to use  content without additional notice to you.

User Conduct

("Website") is not responsible for materials submitted or posted to any of its Websites, including materials posted on any message board, forum, letter to the editor, online forums, discussion board, social media, or other communication medium now known or later developed.  ("Website") does not and cannot monitor all materials posted or transmitted by users. ("Website") and its designees have the right, but not the obligation, to monitor any areas involving user participation, and to edit, refuse to post or remove any content submitted by any user for any reason whatsoever in its discretion.

You also agree that you or a party acting through you will not violate our Terms of Service  either intentionally or unintentionally (or accidentally) by uploading, transmitting, distributing, or publishing through this website (or other median now known or later developed) any content that adheres to the following violations:

 

1.  Content that is illegal and/or violates the law;

2.  Content that is libelous or defamatory (or is designed to be libelous or defamatory) or tends to mislead or reflect unfairly on any person, business or entity;

3.  Content that is distasteful, violent, obscene, indecent, pornographic, inflammatory, abusive or threatening or otherwise expresses bigotry or racism;

4.  Content that violates, plagiarizes or infringes any rights of any entity or person, including copyrights, trademarks, patents, rights of publicity or privacy or any other proprietary rights;

5.  Content that constitutes or advocates illegal or violent or abusive activity especially toward minors, women, and the elderly;

6.  Content that contains a virus and/or is harmful or a potentially harmful; and

7.  Content that advertises or otherwise solicits funds or is a solicitation for goods or services (that has not been approved and/or properly vetted through our advertising department).

In using this website, you agree that violation of the aforementioned policies concerning content is a clear violation of our Terms of Service.  Any violation of the foregoing may result in restrictions on your access to the Website and may be referred to law enforcement authorities.  

You also agree that you will not in any way interfere with the delivery and/or display of our Website by agreeing not to do any of the following: 

1.  Not Interfere or tamper with in any way with the FinancialGoodBadandUgly website, its affiliates, and other third party providers by disrupting its associated software, hardware and/or servers in any way known now or later developed;

2.  Not impede, tamper, or interfere with others' use of the ("Website") in any way;

3.  Not attempt to tamper or gain access to ("Website's") servers, users, guest, or visitors by any unauthorized or illegal means including using unauthorized administrator passwords; pretending to be an online administrator, affiliate, or third party provider using the Website; and/or through misrepresentation, fraud, dishonest means, or deceitful behavior, and/or falesly pretending to be any person, entity, or identity not of your own.

These are all clear violations of our ("Terms of Use") and ("Guidelines").  Any violation of the aforementioned policies may result in your access to our website being restricted and the violator being reported to law enforcement authorities.

("Website") reserves the right to disclose information as necessary to satisfy any law, regulation or government request. You agree that ("Website"), its Owners, its affiliates, and third party providers shall have no liability for any action or inaction by them in respect of any conduct relating to materials submitted or posted by users.

Links

Be advised that our ("Website") has no control over and is not responsible for the content in linked sites and makes no representations about any content or material available at these locations.   Links are not intended to imply sponsorship, affiliation, or endorsement and you access them at your own risk.

DISCLAIMER OF WARRANTIES

OUR ("WEBSITE") IS BEING USED ON AN "AS IS" BASIS.  AS SUCH, YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. THERE IS NO WARRANTY THAT YOUR ACCESS TO OR USE OF THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE; OR THAT ANY PARTICULAR RESULTS MAY BE OBTAINED BY USE OF THIS SITE. AS MENTIONED, THIS SITE IS MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHERWISE. NEITHER OUR ("WEBSITE"), OWNERS, SUBSIDARIES, AFFLIATES, RELATED THIRD PARTIES, OTHERS, NOR ANY OTHER PERSON OR ENTITY PROVIDING CONTENT VIA THIS WEBSITE SHALL BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, ACCIDENTIAL, SPECIAL OR CONSEQUENTIAL DAMAGES. 

Consequently, if you are dissatisfied with the website, or any aspect thereof, or do not agree with these terms, your only recourse and exclusive remedy shall be to stop using the site.

Indemnity

You agree to indemnify and hold harmless our ("Website"), Owners, its affiliated, subsidaries,  parent companies, other related parties, employees, and agents from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your use of the website, the violation of these terms by you, or the infringement by you, or others using your computer to access this website, of any intellectual property or other right of any person or entity. We, collectively, our ("Website"), Owners, its affiliated, subsidaries,  parent companies, other related parties, employees, and agents reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Modifications/Termination

The terms of the Guidelines and Terms of Use will not be modified on an individual basis. You agree that we may modify the Guidelines and Terms of Use (or discontinue this website) in our sole discretion, without advance notice, and that your right to access this site is conditioned on an ongoing basis with your compliance with the then-current version of the Guidelines and Terms of Use. You should therefore visit this page frequently.

Violations and Misuse

Please promptly report any violations of the Guidelines and Terms of Use or misuse to to Info@financialgoodbadandUgly.com